{"id":203,"date":"2019-10-15T16:49:00","date_gmt":"2019-10-15T16:49:00","guid":{"rendered":"https:\/\/www.sagedentalnv.com\/blog\/?p=203"},"modified":"2019-11-15T16:59:37","modified_gmt":"2019-11-15T16:59:37","slug":"3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st","status":"publish","type":"post","link":"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/","title":{"rendered":"3 Ways To Save Money By Using Dental Insurance Benefits Before January 1st"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979-300x200.jpg\" alt=\"dental tools sitting on top of a calendar\" class=\"wp-image-204\" srcset=\"https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979-300x200.jpg 300w, https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979-768x512.jpg 768w, https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p>Many patients don\u2019t realize that on January 1<sup>st<\/sup>, their <a href=\"https:\/\/www.sagedentalnv.com\/patients.html\">dental insurance plan<\/a> renews, and they lose any benefits that they haven\u2019t used. Dental insurance is an investment in the maintenance of your health, but it can be overwhelming to navigate your policy and learn the ins-and-outs of your coverage, which is why many patients only use their benefits when they absolutely have to. Although insurance can seem like a stressful and complicated topic to navigate, with a helpful dentist in Reno by your side, you\u2019ll be able to maintain great oral health and get the most out of your plan. Read on to learn three ways you can save money by maximizing your benefits. \u00a0<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Preventive Care Means Less Costly Treatments<\/h2>\n\n\n\n<p>The whole point of dental insurance plans is to encourage\npatients to be proactive about maintaining their oral health, which is why they\ninclude two free annual checkups and cleanings. Plus, taking care of problems before\nthey cause you pain and discomfort is more convenient for you. In a PBS\ninterview with Dr. James Stephens, the President of the California Dental\nAssociation, he stated that every dollar spent on preventive dental treatments\nsaves about 50 dollars on more invasive services. <\/p>\n\n\n\n<p>Most dental insurance plans use a 100-80-50 structure. This\nmeans that they cover 100 percent of preventive dental services, including your\ntwo free annual checkups and cleanings, 80 percent of basic treatments such as\ncavity fillings, and 50 percent of major procedures such as root canals. The\nlonger you wait to get an issue treated, the more it\u2019s going to cost you in the\nlong run. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nothing Goes to Waste When You Meet Your Maximum<\/h2>\n\n\n\n<p>As soon as January 1<sup>st<\/sup> rolls around, you\u2019ll lose all the benefits you haven\u2019t used, which is why it\u2019s best to get any treatments and checkups you need before the start of the new year. Your insurance company has a cap on the amount they\u2019ll pay for your dental treatments every year, it\u2019s called a maximum. The typical maximum is 1,250 dollars. According to a study done by the American Dental Association, the average person with private dental insurance only has about 323 dollars of services done every year. That means that millions of Americans are losing 927 dollars annually because they aren\u2019t utilizing all of their benefits. To get the most out of your plan, it\u2019s best to meet or exceed your maximum. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule Your Treatments While Fees are Lower<\/h2>\n\n\n\n<p>Just like with an apartment lease, every year your dental\ninsurance renews, your fees and rates can change. That means that your deductible\nand copayment will most likely be cheaper this year than next. Instead of taking\na gamble on your insurance fees lowering, save money by getting the treatments\nyou need now. <\/p>\n\n\n\n<p>Finding a dentist near you that helps you maximize your\ninsurance benefits seems like an impossible task, but they exist. With the right\nteam of dental professionals by your side, you can learn more about your plan and\nsave yourself from needing to pay steep out-of-pocket costs while keeping your\nteeth and gums healthy. <\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Annie is passionate about providing her patients with\njudgement-free dental care in a comfortable environment. She believes that\nevery patient has the right to high-quality dental treatments they need, which\nis why Sage Dental Care accepts most traditional insurance plans and offers\nflexible payment options through CareCredit. For patients who aren\u2019t sure what\ntheir insurance covers, her team of dental professionals is happy to answer any\nquestions. To schedule a routine checkup and cleaning before your dental insurance\nbenefits renew on January 1<sup>st<\/sup>, visit Sage Dental Care\u2019s <a href=\"https:\/\/www.sagedentalnv.com\/contact-us.html\">website<\/a> or call 775-677-0790.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many patients don\u2019t realize that on January 1st, their dental insurance plan renews, and they lose any benefits that they haven\u2019t used. Dental insurance is an investment in the maintenance of your health, but it can be overwhelming to navigate your policy and learn the ins-and-outs of your coverage, which is why many patients only [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-203","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dentist in Reno | Saving Money by Maximizing Dental Insurance Benefits<\/title>\n<meta name=\"description\" content=\"Has it been longer than six months since you visited a dentist in Reno? 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Save yourself out-of-pocket costs by scheduling your checkup before January 1st.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/\" \/>\n<meta property=\"og:site_name\" content=\"Sage Dental Care Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-15T16:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-11-15T16:59:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979-300x200.jpg\" \/>\n<meta name=\"author\" content=\"sagedentalteam\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"sagedentalteam\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/\",\"url\":\"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/\",\"name\":\"Dentist in Reno | Saving Money by Maximizing Dental Insurance Benefits\",\"isPartOf\":{\"@id\":\"https:\/\/www.sagedentalnv.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sagedentalnv.com\/blog\/2019\/10\/15\/3-ways-you-can-save-money-by-using-dental-insurance-benefits-before-january-1st\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sagedentalnv.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_247577077__1573836922_38979-300x200.jpg\",\"datePublished\":\"2019-10-15T16:49:00+00:00\",\"dateModified\":\"2019-11-15T16:59:37+00:00\",\"author\":{\"@id\":\"https:\/\/www.sagedentalnv.com\/blog\/#\/schema\/person\/01cb8dc7f47ee3074c5ec36666492c0e\"},\"description\":\"Has it been longer than six months since you visited a dentist in Reno? 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